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Care Credit

What is CareCredit?

CareCredit is a healthcare credit card designed for your dental needs. It's a way to pay for the costs of many treatments and procedures and allows you to make convenient monthly payments. For complete details of healthcare financing terms, please review the CareCredit account agreement within the application.

How is CareCredit different from my other bank cards?

CareCredit extends special financing offers that you can't get when using a Visa or MasterCard to pay for dental care with Dr. Wolfson, an enrolled provider. With shorter term financing options of 6, 12, 18 or 24 months no interest is charged on purchases of $200 or more when you make the minimum monthly payments and pay the full amount due by the end of the promotional period. If you do not, interest is charged from the original purchase date**.

For complete details, see the CareCredit account agreement within your application.

I'm not sure I want another credit card. Why do I want CareCredit?

CareCredit helps you pay for out-of-pocket healthcare expenses for you, your family, and even your pets! Once you are approved, you can use it again and again* to help you manage health, wellness and beauty costs not covered by insurance.

How can I apply for the CareCredit healthcare credit card?

Apply online. Applying is fast and easy, with almost no wait time to find out if you've been approved. You can also apply over the phone by calling (800) 677-0718 to speak with one of our live customer care representatives Monday-Friday, 9 am - 8 pm EST.

Or, you can call the same number 24 hours a day, 7 days a week and complete your telephone application through our easy-to-use automated application system. (Must be 18+ to apply, 21+ to apply by phone.)

What information do I need to apply online?

To apply, you must first provide the name of your doctor or information on how you're planning on using your CareCredit healthcare credit card.

We will then verify your identity by requesting:

  • Your name
  • Your address
  • Your date of birth
  • Your Social Security Number


Rest assured, your security and privacy are important to us. We take great care in protecting your information by using a 128-bit secure socket layer technology.

* Subject to credit approval. Minimum monthly payments required. Not all promotional financing options are available at all enrolled providers. Ask yours for details. Promotional financing options are not available at all retail locations that accept CareCredit and standard account terms will apply to such purchases.

** For new accounts: Purchase APR is 26.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreements for their applicable terms.

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